Kashkick is a great way to make extra cash in your spare time. With games and surveys galore, there are endless money-making opportunities! But did you know that KashKick has many offers to help you build your credit? If you’re looking for extra ways to build and repair your credit, look no further! We’ve rounded up some of the best credit-building offers on KashKick (and you can make some extra cash in the process, too!).

Does shopping make you light up like a Christmas tree? Are you always itching to get the next best thing, or looking to break up your spending into payments? Then PerPay might be the app for you! 

PerPay gives you a spending limit of up to $1,000 to shop all the best brands in categories like electronics, home goods, and apparel. Your income determines your spending limit, so no credit checks are involved! After making four months of regular installment payments, PerPay will start reporting your new spending limit as a credit line to the three major credit bureaus, helping with all areas of your credit report such as payment history, credit use, length of history, credit inquiries, and credit mix. They do charge a few dollars a month for this service.

According to the PerPay website, it helps improve these areas by building “your payment history, [increasing] the length of your credit history over time, and has the potential to balance out your credit mix.”1 PerPay also claims on its website that by having them report to the credit bureaus, “you’ll have the ability to boost your credit score by an average of 39 points.”2

The Brigit Credit Builder app is a nifty tool designed to help you build your credit score in a simple and stress-free way. Here’s the lowdown on what Brigit offers:

  • Instant Approval: no credit checks are required to start building credit with this app. No dings to your credit score means keeping as many points as possible!
  • Different Credit Building Opportunities: Unlike some credit-building methods that involve taking on more debt, Brigit lets you build credit by saving a little each month. You start by opening up a credit-builder account that you make savings deposits into every month. You can start with as little as $1 per month, and each payment is reported to the three major credit bureaus. You can also build credit by paying off cash advances of up to $250!5
  • Additional Features: Brigit offers budget management tools and identity theft protection in addition to credit building. The app provides insights into your spending and earning trends, helping you manage your finances better.

There are two options available, free or the plus plan, which is $9.99/month. Brigit claims that your score can increase by 60 points within the first six months, but keep in mind that results will vary.6

With the Chime app, you can manage your money on the go! With features like a checking & savings account, a Chime Visa debit card, and the Chime Credit Builder Secured Visa Credit Card, you can have complete control of your finances through fee-free overdrafts up to $200, early paydays, safe credit-building, and so much more! 

With the Chime Credit Builder Secured Visa Credit Card, there are no annual fees, no interest, and no security deposits required- and there is no credit check to apply! Chime reports your payment activity to all three major credit bureaus, helping you build your credit score in no time!7

Varo is the first all-digital bank in the country! With no fees or minimum balances, Varo is one bank that won’t break the bank in terms of monthly fees. But you may be wondering- how does Varo help improve your credit score? The answer is simple- with the Varo Believe Card! 

The Believe Card is a bit different than other credit cards. Instead of taking money out on credit, you set your spending limit! The only way you can spend money off your Believe Card is to transfer cash to it. You can spend the money on whatever you wish, whether that be coffee, gas, bills, or groceries. Every purchase you make helps build your credit score, and there is no interest or monthly fees! On average, Believe Card users saw a 42-point increase in as little as 3 months of making on-time payments. No credit? No problem! After only a month, 90% of Varo Believe Card users had a credit score.8

Having the same idea as the Cheese app, Self offers you a loan that you have 24 months to pay off. But again, you won’t get to access your money until the end of the loan term. Basically, you’re creating a savings account for yourself that you can’t touch. Your monthly payments are put into a Credit Builder Account and after 24 months the money is released to you, minus interest and fees. Payments start at $25/month.9

And here we thought that the only card you could build credit with was your credit card. With Extra, everyday purchases help build your credit. Extra tallies up all your purchases at the end of each month and reports them to the credit bureaus. In addition to building credit, you can earn up to 1% in points for everyday purchases such as ride shares, coffees, and phone bills. You can even spend your money on Air Pods or cool things in their rewards store!10

To sign up, connect your bank account to receive your spending limit (or “Spending Power”, as Extra likes to call it), which is based on your bank balance. No credit check is required! The more purchases you make, the more your Spending Power will increase.10

Kikoff helps you build credit by offering you a $750 line of credit you can use to purchase things in their online store. Items start at only $10, so you won’t be breaking the bank to shop! Kikoff doesn’t check your credit, so you won’t take a hit from opening this line of credit. 

Every month, you make a payment on your line of credit, and Kikoff will report this positive payment history (along with your open line of credit) to the credit bureaus, effectively helping you build your credit score! Kikoff helps with your payment history (35%), credit utilization (30%), and account age (15%). Your credit account will never expire, so keeping it open as long as possible will help increase your credit score! You can also monitor your credit score with the Kikoff app, so you can keep track of your ever-increasing credit score.11

StellarFi is an app known for helping people build their credit. How? By reporting on-time payments to the credit bureaus! StellarFi transforms your everyday bills like streaming subscriptions, utilities, and rent into tools for building credit. It reports your on-time payments to major credit bureaus, helping you increase your credit score just by paying your regular bills! 

You can link your bank account to StellarFi and choose which bills to report. Plus, it’s got some cool features for credit monitoring, personalized tips, and educational resources to keep your credit game strong. The best part? Users have seen significant jumps in their credit scores without having to rely on credit cards, reducing the risk of debt.12 With payment history making up the most significant part of your credit report, you don’t want to ignore this app!

Grow Credit helps you build credit with your monthly subscriptions. To get started, just sign up for their interest-free Grow Credit Mastercard and link all your monthly subscriptions to it. The card will automatically pay your subscriptions for you, and Grow Credit will report your on-time subscription payments to the credit bureaus. With no credit check required to apply, you’ll be building your credit in no time!13

Strong credit opens doors. That is the slogan behind CreditStrong, and with good reason. CreditStrong offers a unique way to build credit and savings at the same time. Their products include Revolv, Instal, and CS Max, each targeting different aspects of credit building. 

  • Revolv helps to instantly build revolving credit without monthly payments, potentially boosting credit scores by reducing credit utilization. 
  • Instal, on the other hand, focuses on installment credit and savings with fixed monthly payments on a credit builder loan.
  • CS Max is ideal for those with cash but low credit, offering large credit builder accounts. 

They won’t check your credit to open an account, and they keep their monthly payment options very reasonable.14

Dovly is an AI-powered credit management platform that helps boost credit scores. It offers automated credit report monitoring and disputes incorrect items on credit reports. Dovly’s services include a free plan with manual dispute options and a premium plan with unlimited AI-driven disputes and weekly credit reports.

On average, Dovly users saw score increases of 31 points with the free plan and 79 points with the premium plan. The platform is easy to use, quick to set up, and doesn’t impact your credit score when you sign up!

To learn more about our offers, click here.

1 https://help.perpay.com/en/articles/4622325-perpay-faqs

2 https://help.perpay.com/en/articles/5921082-does-perpay-check-my-credit-score

3 https://www.earncheese.com/

4 https://lendedu.com/blog/cheese-credit-builder-review/

5 https://www.hellobrigit.com/credit-builder

6 https://wallethacks.com/brigit-review/


8 https://www.varomoney.com/credit-builder/

9 https://learn.self.inc/lpg/partner/credit-building-education/

10 https://extra.app/

11 https://kikoff.com/credit-account

12 https://stellarfi.com/features/how-it-works

13 https://marketing.growcredit.com/

14 https://www.creditstrong.com/

15 https://www.dovly.com/