Last Updated on November 13, 2023 by Stacy Earl

Prescription medications can be costly, but there are several strategies that can help reduce these expenses. Here are five effective methods to save on prescriptions:

  • Go Generic: Instead of opting for brand-name drugs, consider using generic versions. They contain the same active ingredients and are subjected to the same rigorous testing as brand-name drugs. Generally, they’re as effective but come at a fraction of the price.
  • Use Prescription Discount Cards and Apps: There are several prescription discount cards and apps, such as RxLess, that can provide significant savings. With RxLess, you’ll save up to 88% on prescription drugs. Plus if you sign up through KashKick, you’ll earn $1 for every prescription you fill that’s over $5. (Have more than one script to fill? You can earn this reward on every prescription you need filled — month after month.)
  • Ask About Patient Assistance Programs: Many pharmaceutical companies offer Patient Assistance Programs (PAPs) that provide free or discounted medications to people who can’t afford them. You can check the drug manufacturer’s website or visit organizations like NeedyMeds for information on these programs.
  • Shop Around and Use Mail-Order Pharmacies: Prices can vary widely between pharmacies. It can be beneficial to compare prices at local pharmacies, big-box retailers, and online. Also, consider mail-order pharmacies, especially for long-term prescriptions. They often provide a 90-day supply at a lower cost than what you’d pay monthly at a local pharmacy.
  • Talk to Your Doctor: Inform your healthcare provider if you’re struggling to afford your medications. They may have samples to provide, suggest a less expensive alternative, or adjust your dosage which could impact the cost.
  • BONUS: Take advantage of the KashKick offer: RxLess. With RxLess you’ll save up

In addition to these strategies, it’s wise to review your health insurance’s formulary, which is the list of drugs that your insurer covers. Some medications might be covered at a higher rate, leading to lower out-of-pocket costs for you.