Black Friday and Cyber Monday: Navigating Big Sales Without Big Spending

Last Updated on November 19, 2025 by KashKick Crew

Ever find yourself swept up in the thrill of scoring the “deal of a lifetime” only to realize you actually spent more than you planned? 

With Black Friday and Cyber Monday around the corner, it’s easy to get lured in by jaw-dropping discounts and limited-time offers.

In 2024, shoppers in the U.S. spent a record-breaking $10.8 billion on Black Friday and another $13.3 billion on Cyber Monday, up 7.7% from 2023.

This year, the spending is only expected to increase, begging the question: How can you shop smarter this time of year when the deals are just so good?

How to Shop Smart Without Spending Big

Looking to score big on deals without overspending? A few smart moves can help you stay on track this sales season. 

1. Use Apps and Tools to Help You Score More Savings

Have you heard of deal stacking? While stores might advertise the “lowest prices ever,” there’s a chance you could get an even lower price with the right app or online tool.

KashKick houses a host of kash back deals with the KashBack tool. For example, if you’re shopping online at Walmart, ULTA, Macy’s or dozens of other retailers, you can pocket kash back on top of the sales.

Head to “Ways to Earn,” then “Shopping” to find the latest deals. As soon as you earn $10 in kash back, you can collect your money via PayPal or gift cards.

2. Earn Extra Spending Money in Your Free Time

In addition to cash back deals, KashKick also makes it easy to pad your Black Friday/Cyber Monday budget by earning money through paid surveys and games.

Whether you have 3 minutes to spare or 3 hours, you can get paid to answer simple questions about your lifestyle and opinions or immerse yourself in your favorite games. (Think: Dominos, Solitaire, FarmVille, Royal Match and more.)

It’s free to sign up, and there are no fees to cash out!

3. Create a Shopping List Ahead of Time

Making a list might seem simple, but it’s incredibly effective. A list helps you focus on what you truly need instead of getting sidetracked by flashy offers. It can be as detailed as listing out each item with a price range, or just a reminder of categories you’re targeting.

4. Evaluate Deals

Not every “deal” is worth it. By comparing prices across websites and tracking past price trends, you’ll get a clearer idea of whether an item is at its lowest price.

Sites like CamelCamelCamel let you check the price history on Amazon, helping you gauge if a deal is truly special or just a seasonal mark-up. With these insights, you’ll be better prepared to avoid the “fake sale” trap.

5. Watch For The “Buy Now, Pay Later” Temptation

Buy Now, Pay Later (BNPL) services like Perpay and Klarma have seen massive growth, especially during Black Friday. (Plus, right now, you can earn a $90 KashKick reward when you sign up and pay your first installment with Perpay, subject to change).

Just remember, if you don’t pay off the balance on these tools quickly, you could end up with unexpected fees or interest charges.

6. Set Firm Spending Limits and Stick to Them

Setting a clear spending cap can help prevent buyer’s remorse. Shoppers who set a hard limit before hitting the stores both save more and feel more confident in their decision-making. 

Decide what’s reasonable for your budget and remind yourself that there will always be more deals down the road.

7. Track Your Purchases in Real-Time

Apps like You Need a Budget (YNAB) are great for tracking your spending as you shop. Budgeting tools allow you to set spending targets, categorize expenses, and view real-time updates on your finances. That way, if you hit your limit, you’ll know it’s time to stop.

Shopping Responsibly and Enjoying the Savings

It’s absolutely possible to enjoy Black Friday and Cyber Monday without blowing your budget. With some preparation and savings tips, like using KashKick’s KashBack to earn extra spending money and save, you’ll head into December feeling ready to tackle the holidays!